NDLI: On the design of secure electronic payment schemes for Internet

Content Provider	IEEE Xplore Digital Library
Author	Varadharajan, V. Yi Mu
Copyright Year	1996
Description	Author affiliation: Distributed Syst. & Network Security Res. Unit, Univ. of W. Sydney, Kingswood, NSW, Australia (Varadharajan, V.)
Abstract	Considers the design of secure electronic credit card based payment schemes for the Internet, and reveals some of the issues that have not been adequately addressed in the proposed protocols to date. This paper proposes additional mechanisms that need to be incorporated as part of the design phase of the scheme to deal efficiently with the disputes that can arise. The design methods described in this paper are applicable to a range of protocols, including iKP (Internet Kaufmannisch Protokoll), STT (Secure Transaction Technology) and SEPP (Secure Electronic Payment Protocol). Based on this discussion, the paper goes on to propose an improved payment scheme and protocol. The new protocol, referred to as the permission-based payment (PBP) protocol, provides a fair treatment of both the client and the merchant involved in the transaction. It separates the purchase request phase from the payment phase, thereby increasing the ability to handle certain class of disputes more efficiently. It removes the need to store the secret private key at the client's machine or the need for a smart card device. This is important as one cannot assume that all the clients connected to the Internet have smart card readers attached to them. The new protocol makes simpler assumptions about the environment, thereby making the scheme practical for securing commercial electronic credit card transactions.
Starting Page	78
Ending Page	87
File Size	940542
Page Count	10
File Format	PDF
ISBN	081867606X
ISSN	10639527
DOI	10.1109/CSAC.1996.569674
Language	English
Publisher	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Publisher Date	1996-12-09
Publisher Place	USA
Access Restriction	Subscribed
Rights Holder	Institute of Electrical and Electronics Engineers, Inc. (IEEE)
Subject Keyword	Protocols Consumer electronics IP networks Web and internet services Credit cards Australia Explosions Electronic commerce Explosives Information security
Content Type	Text
Resource Type	Article

Sl.	Authority	Responsibilities	Communication Details
1	Ministry of Education (GoI), Department of Higher Education	Sanctioning Authority	https://www.education.gov.in/ict-initiatives
2	Indian Institute of Technology Kharagpur	Host Institute of the Project: The host institute of the project is responsible for providing infrastructure support and hosting the project	https://www.iitkgp.ac.in
3	National Digital Library of India Office, Indian Institute of Technology Kharagpur	The administrative and infrastructural headquarters of the project	Dr. B. Sutradhar bsutra@ndl.gov.in
4	Project PI / Joint PI	Principal Investigator and Joint Principal Investigators of the project	Dr. B. Sutradhar bsutra@ndl.gov.in Prof. Saswat Chakrabarti will be added soon
5	Website/Portal (Helpdesk)	Queries regarding NDLI and its services	support@ndl.gov.in
6	Contents and Copyright Issues	Queries related to content curation and copyright issues	content@ndl.gov.in
7	National Digital Libarray of India Club (NDLI Club)	Queries related to NDLI Club formation, support, user awareness program, seminar/symposium, collaboration, social media, promotion, and outreach	clubsupport@ndl.gov.in
8	Digital Preservation Centre (DPC)	Assistance with digitizing and archiving copyright-free printed books	dpc@ndl.gov.in
9	IDR Setup or Support	Queries related to establishment and support of Institutional Digital Repository (IDR) and IDR workshops	idr@ndl.gov.in

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