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Author Thomas, R. Guy
Source Directory of Open Access Journals (DOAJ)
Content type Text
Publisher MDPI AG
File Format PDF
Date Created 2018-04-16
Copyright Year ©2018
Language English
Subject Domain (in LCC) K
Subject Keyword Insurance ♦ Law ♦ Genetic testing ♦ Loss coverage ♦ Adverse selection ♦ Genetic discrimination
Abstract Insurers typically argue that regulatory limits on their ability to use genetic tests will induce ‘adverse selection’; they say that this has disadvantages not just for insurers, but also for society as a whole. I argue that, even on its own terms, this argument is often flawed. From the viewpoint of society as a whole, not all adverse selection is adverse. Limits on genetic discrimination that induce the right amount of adverse selection (but not too much adverse selection) can increase ‘loss coverage’, and so make insurance work better for society as a whole.
ISSN 2075471X
Age Range 18 to 22 years ♦ above 22 year
Educational Use Research
Education Level UG and PG ♦ Career/Technical Study
Learning Resource Type Article
Publisher Date 2018-04-01
e-ISSN 2075471X
Journal Laws
Volume Number 7
Issue Number 2
Starting Page 13


Source: Directory of Open Access Journals (DOAJ)