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Author Zhang, Ping ♦ Ye, Ying
Source CiteSeerX
Content type Text
File Format PDF
Subject Domain (in DDC) Computer science, information & general works ♦ Data processing & computer science
Subject Keyword Credit Guarantee System ♦ Medium Enterprise ♦ Effective Operation Model ♦ Credit Grantee System ♦ Effective Operation ♦ Low-effective Operation ♦ Amplification Multiple ♦ China Dependent ♦ Fund Indemnity Mechanism ♦ Risk Share ♦ Financial Institution ♦ Analysis Framework ♦ Guarantee Organization ♦ Many Problem ♦ Smes Innovation ♦ Institutional Environment
Abstract The credit guarantee system for small and medium enterprises (SMEs, here in after) has been established for more than 10 years in China. There are so many problems resulting in low-effective operation of the credit guarantee system, such as the risks share and amplification multiple of guarantee determined by financial institutions and guarantee organization to reasonably are unreasonable. Aiming at these, this article gave an analysis framework of the effective operation of credit grantee system for SMEs, and then took Shenzhen as a case to analysis. Here we demonstrate that, the effective operation of credit grantee system for SMEs in China dependent on the improving of fund indemnity mechanism, especially the government should provide an institutional environment to encourage SMEs ’ own innovation.
Educational Role Student ♦ Teacher
Age Range above 22 year
Educational Use Research
Education Level UG and PG ♦ Career/Technical Study
Learning Resource Type Article